If you’re wondering, “Who Needs SR-22 Insurance In Colorado?” read on to learn more about this particular auto insurance coverage. SR-22 insurance is required in Colorado for people with a DUI or other infraction on their record. While DUIs generally impact car insurance rates, other offenses can add up to a significant rate increase. Understanding the requirements of SR-22 insurance in Colorado is essential before purchasing it.
If you have been arrested for DUI or driving without insurance, the state may require you to carry an SR-22 rider for three years. In addition, if you’ve been suspended for three or more years because of drunk driving, you’ll need to have SR22 insurance for as long as your license is suspended. If you’ve been arrested for multiple DUIs, you’ll need SR22 insurance for a minimum of three years.
The good news is that you can shop around to find an affordable, reliable SR-22 insurance policy. The table below lists the different companies in Colorado that offer SR-22 insurance. Sorting the table by highest-rated companies will give you an easy comparison between their rates. You can also get quotes from the companies with the orange “Click to get Quote” buttons. Once you’ve found a suitable insurer, you can visit their website or call their insurance agent.
SR-22 insurance is an affordable way to get your license back and fulfill the financial responsibility requirements in the state. It’s not as expensive as a car policy, but it still helps you satisfy the state’s financial responsibility requirement. However, it’s important to remember that the SR-22 marks can follow you for a while, so choosing a carrier that will protect your rights and interests is essential.
Fortunately, non-owner car insurance can fulfill your SR-22 insurance requirements. It is the cheapest form of car insurance, and because you’re not the car owner, you’ll avoid being locked into a premium-priced policy. Non-owner car insurance is perfect for frequent car renters. However, beware: non-owner insurance may not be suitable if you live in the same house as the vehicle owner.
You may have to pay a new fee if your coverage lapses. Some SR22 insurance providers will also charge a higher premium if you have a lapsed policy. In Colorado, SR-22 insurance is a legal necessity for drivers, and obtaining it can help you avoid revoking your license.
In Colorado, an SR-22 is required for all drivers arrested for DUI. It is a form of insurance that requires the insurance carrier to report a lapse in coverage to the Colorado Department of Motor Vehicles. Colorado residents must keep this insurance until their license is reinstated, and in some cases, it may be longer if they are involved in an accident. For this reason, it is essential to obtain an SR-22 as soon as possible.