In Colorado, if you’ve had an accident or are accused of driving while intoxicated, you’ll need an SR-22 to reinstate your license. You may also need to buy non-owner car insurance to operate in Colorado. This is the perfect solution if you’re not the owner of the car you’re driving. Non-owner car insurance will allow you to go legally in Colorado while protecting you from a minimum liability coverage policy.
Generally, you’ll need to file an SR-22 with your insurance company after you’ve received a DUI or DWAI conviction. Other requirements may include reinstatement fees, court requirements, and an ignition interlock device. If you fail to file an SR-22 with your insurance company, you’ll be designated a high-risk driver by the insurance companies. You can expect a higher insurance rate if you’re classified as a high-risk driver.
Depending on the nature of your tickets, your SR22 requirements may last anywhere from six months to three years, or even longer. Most non-owners insurance policies will only provide liability coverage and are necessary if you have a history of driving under the influence. In other words, you might need an SR-22 if you’re moving to a new state or have a previous offense. You can choose the type of coverage that will best meet your needs.
If you’re a non-owner, you may need an SR-22 to prove your financial responsibility to the state. If your car insurance has lapsed, you can get a new one through your insurer. Remember, you should always renew your SR-22 before it expires! If you don’t, the DMV can revoke your license. If you’re driving a rented car, your SR-22 will be canceled.
If you have a DUI, your car insurance will be significantly more expensive than it would be if you’re uninsured. You’ll also need to pay for an SR-22 to reinstate your license. But this insurance can be worth the cost for you if you’ve been injured or involved in an accident. However, remember that it can be complicated to find cheap car insurance, so it’s essential to do some comparison shopping.
There are a few reasons to get an SR-22 in Colorado. The most common one is a DUI conviction. Drivers with a DUI conviction will have to pay an additional $1752 a year, or 40 percent more than drivers with a clean driving record. Your insurance company will notify the Colorado DMV when you fail to renew your SR-22 and will be subject to additional fines and penalties.