An SR-22 is a document showing you have the minimum car insurance required by your state. It’s also called a certificate of financial responsibility. In Colorado, you may need an SR-22 if you’ve been convicted of certain traffic violations, like DUI or reckless driving. If you have an SR-22, your insurance company will notify the state if your insurance coverage lapses. Then your driver’s license will be suspended.
SR-22 insurance is a type of insurance that is required for specific high-risk drivers. If you are required to have SR-22 insurance in Colorado, it is essential to understand how long it is necessary and what you need to do to maintain it. We will provide you with everything you need about SR-22 insurance in Colorado to stay compliant and avoid penalties.
What is an SR-22?
An SR-22 certificate of financial responsibility proves to the state of Colorado that you have the minimum car insurance required by law. You may be required to get an SR-22 if you have been convicted of a DUI, have been involved in multiple accidents, or have been caught driving without insurance.
How Long Does an SR-22 Last in Colorado?
If you have an SR-22, you must maintain it for three years from the date your license was reinstated. If you let your SR-22 lapse during this period, your request will be suspended again.
What Happens if I Move out of State?
If you move out of state while still required to have an SR-22, you will need to obtain a- 22 from a provider in your new residence. Once you have done this, you will need to notify the Colorado DMV so that they can update your records.
If you are required to have SR-22 insurance in Colorado, it is essential to understand how long it is necessary and what you need to do to maintain it. If you have any questions about your specific situation, contact your insurance agent for more information.